DebtLift combines biblical principles with powerful legal tools to help you dispute unfair debts and achieve financial peace.
Integrate spiritual guidance and biblical principles into your debt resolution journey.
Generate sophisticated legal dispute letters customized to your specific situation.
Ensure all documents adhere to the Fair Credit Reporting Act for maximum effectiveness.
Access comprehensive data on collector violations to strengthen your case.
Leverage data breach information to build stronger dispute arguments.
Choose from one-time payments or subscription options to fit your needs.
Sign up and choose a plan that fits your needs and budget.
Provide details about your debts through our secure, guided forms.
Our AI system creates personalized dispute letters with relevant legal citations.
Send your letters and track responses through our dashboard.
Move toward financial freedom with guidance and support every step of the way.
DebtLift was founded on the belief that financial freedom and spiritual well-being go hand in hand. Our mission is to provide powerful, legally sound tools for debt dispute while incorporating faith-based principles of financial stewardship.
We believe everyone deserves a path to financial peace, regardless of their current situation. Our platforms combines cutting-edge AI technology with timeless wisdom to help you navigate the complex world of debt resolution.
"The rich rule over the poor, and the borrower is slave to the lender" - Proverbs 22:7
We're committed to ethical practices, transparent pricing, and standing alongside you every step of your journey toward financial freedom.
DebtLift will provide powerful tools to help you dispute unfair debts using a faith-based approach
Our debt resolution tools incorporate biblical principles and spiritual guidance to provide not just financial relief but spiritual peace.
Our advanced AI systems will generate personalized dispute letters customized to your specific situation with powerful legal citations.
All documents will include relevant FCRA and FDCPA citations to strengthen your case and ensure full legal compliance.
Access our comprehensive database of debt collector violations to strengthen your dispute by highlighting their history of improper practices.
Our system will check for data breaches that might have affected your accounts and automatically incorporate this information into your dispute.
Choose between one-time payments or monthly subscriptions with different tiers to fit your specific needs and budget.
Below is an example of the type of powerful dispute letter our system will generate. When we launch, you'll be able to create customized versions of this with your specific information.
John Smith
123 Main Street
Anytown, CA 90210
May 4, 2025
ABC Collections Agency
456 Business Lane
Metropolis, NY 10001
Experian
P.O. Box 9701
Allen, TX 75013
Account Number: 1234567890
Amount: $3,547.21
Subject: Formal Dispute of ABC Collections Agency [account: #1234567890]
Dear Experian,
I am writing to dispute a debt that you claim I owe. I have no record of any such debt and do not believe I am responsible for it. According to the Fair Credit Reporting Act (FCRA) [15 U.S. Code § 1681] and the Fair Debt Collection Practices Act (FDCPA) [15 U.S. Code § 1692g], I have the right to request validation of this alleged debt.
DATA BREACH INFORMATION:
I have reason to believe that my personal information related to this account may have been compromised in the following data breach(es):
1. National Bank Group (March 15, 2024): Exposed data included full name, SSN, and account numbers. This breach may have resulted in fraudulent activity or identity theft related to this account.
Under FCRA Section 605B, you must consider this information as part of my dispute investigation.
RELEVANT COLLECTOR VIOLATION HISTORY:
I am aware that your company has a history of violations that may be relevant to my situation:
1. Consumer Financial Protection Bureau found that ABC Collections Agency engaged in deceptive collection practices on November 12, 2023 (Case #2023-CFPB-0058), violating FCRA sections 623(a)(8) and FDCPA sections 807(10). They were penalized $2.5 million.
Given this history, I expect full compliance with all FCRA and FDCPA requirements in handling my dispute.
Please provide the following information to validate this debt:
I am aware that under the FCRA Section 623(a)(3), debt collectors must provide complete information about disputed debts. If you cannot provide this information within 30 days, you must remove this debt from my credit report and cease all collection activities.
"As I work toward financial peace, I am guided by the principle that 'The rich rule over the poor, and the borrower is slave to the lender' (Proverbs 22:7), and I seek honest resolution with wisdom and integrity."
Sincerely,
John Smith
When DebtLift launches, you'll be able to generate customized versions of this template with your specific information, choose whether to include faith-based elements, and automatically incorporate data breach and collector violation information.